Helping you become more financially savvy
Terms of Use PDF
Written by Jessi Johnson   
Saturday, 06 November 2010 11:39

Welcome to the OwnYourLife website. In order to use the coupon component of the website, you must follow the not abuse the terms of use.


  1. Own Your Life Media Inc, also known as OwnYourLife or
  2. You must be 18 years of age to make a purchase.
  3. You possess the authority to create a binding legal obligation.
  4. Your use of this Site will at all times comply with the terms of this Agreement.
  5. You have the right to provide any and all information you submit to the Site, the information is only about yourself, and all such information is accurate, true, current and complete.
  6. All merchants sponsoring certificates on this site sign legal contracts to redeem all purchased certificates. If any merchant breaches their contract we will make every attempt possible to secure compliance but we are not responsible nor assume liability for redeeming said certificates.
  7. OwnYourLife reserves the right to discontinue any relationship with a subscriber who repeatedly abuses any of these policies, terms and conditions.
  8. Each certificate must be presented in accordance with its own unique policies, terms, conditions, restrictions, expiration, etc. in addition to the policies, terms and conditions listed here. Please review each offer and this page carefully.
  9. Each certificate is valid for the offer stated and can not be redeemed for cash, for any other product or service not stated on the certificate or used towards credit on any existing customer account with the sponsoring Merchant.
  10. No adjustments, monetary or otherwise, will be made if total amount/value of certificate is not used. However, any unused value at the time of the initial redemption may be redeemable but only by the discretion of the sponsoring Merchant.
  11. All sales are final but a 30 day money back guarantee is provided for emergency situations. 
  12. If any merchants sponsoring certificates on this site cannot fulfill their legal obligations for any reason such as fire, death, bankruptcy, change of ownership, acts of God, casualties, strikes or other circumstances beyond our control, we cannot be held responsible nor assume liability.
  13. Although every effort to ensure accuracy is made, on occasion, human data entry may cause a slight inaccuracy in text/copy on the certificate. We reserve the right to correct such errors verbally or in writing on our site to protect us from any liability.
  14. You must register with OwnYourLife to receive alerts and purchase certificates. We respect your privacy and will NEVER distribute any information you provide us.
  15. Certificates are printed by the purchaser on your computer. For security purposes, each certificate contains the name of the purchaser and a unique code number. Names and code numbers are provided to the merchants for verification at time of redemption. Any attempts to produce more than one copy of your purchased certificate (printing or copies) and/or redeem fraudulent certificates will be prosecuted to the fullest extent of the law.
  16. No resale of certificates is allowed. Prices are subject to change without notice.
  17. Tax and gratuity is not included in the value of the certificate. Please tip on the total amount of your bill prior to any discounts.
  18. Your credit card will be charged during the purchase process and the charge will appear on your credit card statement as “Own Your Life Media Inc.”  Once your certificate is printed its redemption is handled by the Merchant.
  19. We are not responsible for lost, stolen or expired certificates.
  20. By purchasing a certificate, you agree to comply with the policies, terms, and conditions as established by OwnYourLife and the sponsoring Merchant.
  21. You acknowledge that there may be interruptions in service or events that are beyond our control. While we use reasonable efforts to keep the Site accessible, the Site may be unavailable from time to time for any reason including, without limitation, routine maintenance. You understand and acknowledge that due to circumstances both within and outside of our control Site access may be interrupted, suspended or terminated. OwnYourLife retains the right at our sole discretion to deny service, or access to the Site to anyone or an account, at any time and for any reason.
  22. The content and information on this Site as well as the infrastructure used to provide both, is proprietary to us or our Merchants and other partners. You agree not to modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell or re-sell any information, software, products or services obtained from or through the Site.
  23. Because we do not control the security of the Internet or other networks you use to access the Site or communicate with us, we can’t be, and are not responsible for, the security of information that you choose to communicate with OwnYourLife and the Site while it is being transmitted. In addition, OwnYourLife is not responsible for any data lost during transmission.
  24. We reserve the right at all times to discontinue or modify any part of this Agreement as we deem necessary or desirable. If we make changes that materially affect your use of the Site or our services we will notify you by sending you an e-mail to the e-mail address that is registered with your account and/or by posting notice of the change on the Site. Any changes to these Terms of Use will be effective upon the earlier of our dispatch of an e-mail notice to you or our posting of notice of the changes on our Site, provided that, these changes will not apply to vouchers purchased prior to the effective date of such changes. These changes will be effective immediately for new users of our Site and for all vouchers purchased after the effective date of the change. We suggest that you revisit our Terms of Use from time to time to ensure that you stay informed of any such notifications of changes to the Site. Your use of the Site after we update these Terms of Use will constitute acceptance of the modified Terms of Use.
  25. We also reserve the right to change or discontinue any aspect or feature of our services or the Site including, but not limited to requirements for access or use.

If you have any questions about these Terms of Use email us at These Terms of Use were last updated on October 21, 2011.


Jessi Johnson -

Mortgage broker Jessi Johnson specializes in educating his clients in phases; starting with buying your first home, debt consolidation & refinancing, how to pay the mortgage down faster, then applying various investment strategies to grow wealth from real estate. After beginning his entrepreneurial career at the age of six…



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